*The number of gift shares and cryptos you receive will be determined by the closing price on the day they are unfrozen. A Universal Account - Crypto is required to receive the gift shares and cryptos.

^Value of free HSBC shares is based on the closing price on September 25, 2025, rounded to the nearest hundred dollars.

To receive Tier 1 and Tier 2 rewards, clients complete the required deposit and maintain assets balance for 60 days.